Current Accounts
Earn £200 just by switching your account. Compare Benefits, Features, and Fees of Different providers.
Savings Calculator See Accounts
About Current Accounts
With a current account, you can deposit money, make payments, and manage your day-to-day finances easily. It comes with features like a debit card, online banking, and the ability to receive your salary and pay bills. It's the go-to account for your everyday money needs.
Finding the right Account
Most people end up sticking with their first bank. See how much more interest you could be earning by making the switch to new a provider.
Switching Current Accounts
The current account switch service is free and makes it easy to move accounts.Find out More.
Interest
See which providers pay the most interest on cash in your account.
Fees
Understand how much an account costs, and whether the price is worth it.
Incentives
Some banks offer cash & other incentives to switch.
AIB (NI)
0.00%
Free
45%
N/A
No min. deposit. This account does incur a €4.50 service fee every quarter.
Bank of Ireland
0.00%
Free
49%
N/A
No minimum deposit.
Bank of Scotland
2.96%
Free
61%
N/A
No minimum deposit.
Barclays
0.00%
Free
65%
N/A
No minimum deposit.
Cahoot
0.00%
Free
-%
N/A
Cahoot is part of Santander UK. They no longer accept new current account applications.
Chase
1.00%
Free
-%
1% Cashback
With Chase you will earn 1% AER interest on your cash balance in your accounts, as well as earn 1% in cashback on any purchases, up to £15 per month.
Danske Bank
0.00%
Free
61%
N/A
No minimum deposit.
first direct
0.00%
Free
78%
£175 Switch
Opening a current account will give you access to First Direct's 7% AER savings account.
Halifax
0.00%
Free
64%
N/A
No minimum deposit. You can earn cashback up to 15% on selected retailers.
HSBC UK
0.00%
Free
56%
£200 Switch
No minimum deposit.
Kroo
4.10%
Free
-%
N/A
No minimum deposit.
Lloyds Bank
0.00%
Free
64%
N/A
No minimum deposit.
Metro Bank
0.00%
Free
69%
N/A
No minimum deposit.
Monzo Bank
3.75%
Free
81%
N/A
In order to access the 3.4% interest, you will need to move your money to a 'pot' in-app. You can withdraw from this pot any time.
Nationwide Building Society
0.25%
Free
68%
5% Interest on first £1000
For your first 12 months you will earn 5% in interest up to £1500. After 12 months this rate drops to 0.25%.
NatWest
0.00%
Free
57%
£200 Switch
No minimum deposit.
Royal Bank of Scotland
0.00%
Free
46%
£200 Switch
No minimum deposit.
Santander
0.00%
Free
56%
N/A
No minimum deposit.
Smile
2.09%
Free
-%
N/A
No minimum deposit. But applicants must earn at least £6000 per year.
Starling Bank
0.05%
Free
81%
N/A
No minimum deposit.
The Co-operative Bank
0.00%
Free
55%
N/A
No minimum deposit.
TSB
2.52%
Free
49%
N/A
Earn 2.52% in your first 12 months, this drops to 1.52% afterwards.
Ulster Bank
0.00%
Free
59%
£200 Switch
No minimum deposit.
Virgin Money
2.02%
Free
49%
N/A
Earn 2.02% interest on your first £1000, drops to 0% after this.